- $100 Minimum opening deposit
- Maintain $100 average ledger balance and avoid $2 quarterly maintenance fee
- Per Item Fee of $2 per debit in excess of 6 per quarter
- Interest calculated on daily collected balance of $100 or more; credited quarterly; no interest earned if daily collected balance falls below $100
- $2,500 Minimum opening deposit
- $10 Monthly maintenance fee (if average ledger balance falls below $2,500)
- Transfers to other accounts or to third parties are limited by federal regulation to six per month, with no more than three by check, draft, debit card, or similar payment order to third parties
- $3.00 Excessive transaction fee per debit over six per month
- Unlimited ATM withdrawals
- Interest calculated on daily collected balance of $2,500 or more and credited monthly; no interest earned if daily collected balance falls below $2,500
- Tier 1: $2,500 - $24,999.99
- Tier 2: $25,000 - $49,999.99
- Tier 3: $50,000 and over
- $10,000 Minimum opening deposit
- $10 Quarterly maintenance fee (if average ledger balance falls below $10,000)
- Interest Rate for balances $10,000 and greater are based on a disclosed percentage of Wall Street Journal Prime Rate. **
- Tier 1: $0.00 - $9,999.99 (Based on Regular Savings)
- Tier 2: $10,000 - $24,999.99
- Tier 3: $25,000 - $99,999.99
- Tier 4: $100,000 - $249,999.99
- Tier 5: $250,000 - over
Interest calculated on daily collected balance; credited to your account quarterly
- Per Item Fee of $2 per debit in excess of 6 per quarter
- 50% Discount on safe deposit box rental
- Free Cashier's Checks, money orders, and traveler's checks.
** Vision Bank reserves the right to change the percentage of Prime. Ask your Customer Service Representatives for the current percentage of Prime offered with this account.