- $100 Minimum opening deposit
- 250 Free items: .25 per item in excess of 250 — including all paper debits, paper credits, and each item in a deposit.
- Free Vision Bank Checkcard - no transaction fee for use at Vision Bank ATMs***
- Free Online Banking & BillPay
- $100 Minimum opening deposit
- $10 Monthly maintenance fee
- Per item fees: $.13 per deposit, $.13 per debit item, $.10 per non-Vision Bank deposited item
- Negative balances subject to a charge equal to Wall Street Journal Prime Rate plus 2%
- Earnings credit calculated on an average collected balance less reserve requirement as stipulated by the Federal Reserve to offset all or a portion of monthly charges
- Free Vision Bank Checkcard - no transaction fee for use at Vision Bank ATMs***
- Free Online Banking & BillPay
Available to individuals, sole proprietors, government agencies, and non-profit organizations
- $1,500 Minimum opening deposit
- $10 Monthly maintenance fee (if average ledger balance falls below $1,500)
- Unlimited check writing
- Interest paid on daily collected balance of $1,500 or more; credited monthly; no interest earned if daily collected balance falls below $1,500
- Free Vision Bank Checkcard - no transaction fee for use at Vision Bank ATMs***
- Free Online Banking & BillPay
Available to Eligible Homeowner's Associations and Condominium Associations
- $100 Minimum opening deposit
- No Minimum balance
- No Monthly maintenance fee
- Interest rate for all balances is based on a percentage of Wall Street Journal Prime**
- $100 Minimum opening deposit
- Unlimited Check Writing
- Free Cashier's Checks & Money Orders
- Bonus CD rates
- Free Online Banking & Bill Pay
- $1,500 Minimum opening deposit
- $7 Monthly maintenance fee (if average ledger balance falls below $1,500)
- Interest paid on daily collected balance of $1,500 or more; credited monthly; no interest earned if daily collected balance falls below $1,500
- Interest remitted monthly to the Alabama or Florida Bar Association (dependent upon which state customer’s law office resides).
*** Subject to Credit Approval
**Vision Bank reserves the right to charge the percentage of Prime. Ask your Customer Service Representative for the current percentage of Prime offered with this account.